Commercial mortgages

Long-term lending for commercial property.

Owner-occupied or investment, from offices to industrial - commercial mortgages matched across high-street banks and specialist lenders.

84+

Lenders searched

23yr

Terms up to

22h

To an adviser call-back

Talk it through with an adviser

Tell us about the property and we'll come back with options, usually within one working day.

Owner-occupier and investment
High-street and specialist lenders
Semi-commercial and mixed-use included

Typical term5-25 years

Loan to valueTypically up to 75%

Property typesOffices, retail, industrial, mixed-use

Loan size£150k - £25m+

Good for

What a commercial mortgage covers.

Buying your trading premises

Own the building your business runs from instead of renting it - repayments build equity, not a landlord's.

Commercial investment

Purchase or refinance offices, retail and industrial units let to commercial tenants.

Semi-commercial & mixed-use

Shops with flats above and other part-commercial assets that mainstream lenders shy away from.

Remortgage & capital raise

Refinance an existing commercial mortgage or release equity to reinvest in the business.

How it works

Four steps. No jargon, no waiting rooms.

Tell us what you need

A two-minute enquiry. No credit check to get started.

Terms inside 48 hours

We match your case across 90+ lenders and come back with real numbers.

Track it in your portal

Documents, your portfolio and progress - one place, no email chains.

Funded

We drive the paperwork through to completion. You do the deal.

Illustrative example

A typical commercial case

PropertyMixed-use: retail unit + 2 flats

Property value£850,000

Loan£595,000 (70% LTV)

Term20 years

BasisInvestment

Illustrative example only - not an offer of finance or an indication of terms. Every case is assessed individually and terms depend on the property, the covenant and the lender.

Good to know

Questions, answered.

Owner-occupier or investment - does it matter?

Yes - lenders price and assess them differently. Owner-occupied deals lean on your business's trading figures; investment deals lean on the rental income and tenant covenant. We arrange both.

How is affordability assessed?

For owner-occupiers, on the business's accounts and trading history; for investments, on rental cover. Either way we package the case so it lands with lenders who like that profile.

Can I get a commercial mortgage through a limited company?

Yes - personal names, trading companies and SPVs are all workable structures, and we'll match lenders to yours.

What does an enquiry cost?

Nothing. An enquiry is free and without obligation, and we'll always explain how we're paid before you proceed.

Talk to a human.

Two minutes to enquire, no credit check to get started. Or skip the form entirely - an adviser answers this number.

020 3861 3469

Monday to Friday, 9am - 6pm · Whole-of-market